A timely look at factors shaping the public's ability to take financial risk decisions, and argues that the very government regulation that is supposed to protect consumers might actually be quietly harming their ability to assess risk.

Reform's look at the public finances, exploring the dangers of fiscal stimulus and examining how a programme of public sector reform, combined with increased productivity in the private sector and for individuals, will lead the way out of recession.

The report proposes that Britain combines its universal healthcare for everyone with the insurance ideas that underpin the global health leaders.

The report shows that while the Government has pointed to strong growth during this period, 29 per cent of GDP growth has been generated by a bigger public sector.

Reform's fourth annual health report argues that while the Government's commitment to NHS reform is right, it is in denial about its progress on the ground.

The report shows that while other countries are facing up to the economic challenge of ageing populations, the Government�s fiscal policies are mortgaging the future of a generation by failing to give young people room to invest in themselves.

The report shows that initial decisions of Gordon Brown's Government have put public service reform into retreat. Policy announcements on the NHS, education and housing will increase public spending, reduce its efficiency and increase taxes significantly.

The report warns that the UK is badly placed due to rising taxation and poor and inequitable education performance. The Treasury's current thinking for this summer's landmark Comprehensive Spending Review would make a grave situation worse.

The report shows that the traditional NHS monopoly reasserted itself in 2006 against the first tentative signs of change. It finds that key reform programmes have been delayed or show disappointing progress.

The report examines the challenges that mental health services face.It argues that choice and competition will allow an efficient redeployment of resources.

A new report and poll on the difficult economic position of young people in the UK.

This report argues that, looking to 2010, the current policy outlook will not be sufficient to solve the public sector's problems of performance and productivity before the next general election.